Galewski Law Group,P.A.

There are many different reasons as to why a person would want to file for bankruptcy. They need it to get out from under a lot of debt, or maybe they think that they have gotten into too much trouble and can no longer pay their bills. No matter what the reason is, there is one thing for sure and that is that it is something that needs to be done. If it was not already done, now is definitely the time. If you are wondering what chapter 13 means, then you need to know that chapter 13 bankruptcy works like this. It is not actually a chapter in and of itself, but it is filed under another section of the bankruptcy code. It is filed under either the name of the individual filing the suit or the company filing with the federal government. In order to file for chapter 13 bankruptcy, you will need to meet the following criteria. First, you must be at least 18 years of age. Next, you will need to have been continuously employed throughout most of the year. This makes a big difference because ...

In Florida bankruptcy court, bankruptcy is either discharged or dismissed. When the bankruptcy case is dismissed by the court, that means that the case has been lost and the assets of the debtor have been fully paid. The case must have been filed in county court for there to be a trial. Most counties in Florida have "joint pleas" when a bankruptcy case is filed. The process involves an agreement between the parties to resolve a dispute. This process allows the debtor to resolve the debt without the added expense of a trial. If the bankruptcy court dismiss your bankruptcy, it does not mean that you have lost the case. There are other ways to resolve your debts other than filing a bankruptcy. If the bankruptcy court dismisses your bankruptcy, it is simply saying that the plaintiff (you) is not likely to succeed in recovering the debt. If you do not file bankruptcy, the court can still hold you accountable for your debts if you fail to make required payments after a certain amo...

Chapter 7 bankruptcy is a big step for any homeowner in the state of Florida. Bankruptcy can really destroy your good credit for years to come, even after you file. A Chapter 7 bankruptcy will stay on your report for up to 10 years, making it harder to get loans or other forms of credit. If you choose not Chapter 7, your late payments, defaulted loans, repossessions, judgments, and other debts will still hurt your good credit, and could be harder to explain to a potential lender in the future. There are a number of steps involved when you file a bankruptcy. First, you need to consult with an attorney who will help you determine which type of bankruptcy is right for your situation and your needs. Once that is determined, you must then prepare all of your financial information and assets so you can be properly filed under the appropriate laws. If you have many assets, then you will want to use those assets in the event of a Chapter 7. In most cases, the filing of a chapter 7 consist...

How is the best Bankruptcy Attorney in Tampa FL to represent you? This is a question that has many people asking while filing for bankruptcy. They are concerned about what will happen to them when they are bankrupt and want to know how they will be able to pay back their creditors. The answer to this question is not that easy. While chapter seven bankruptcy is the worst of the chapters, there are some advantages with chapter 13 bankruptcy as well. First of all, chapter 13 bankruptcy allows you to get your debts paid off by liquidating some of your assets and property. This is done per the order of the court. This means that all of your debts will be paid in full to your creditors. It will then be up to you to pay the remainder of your debts through regular monthly payments. You will no longer have to worry about the harassing phone calls from your creditors and it will also be easier to find a job since you will have less to pay back. Read More: Tampa Chapter 13 Bankruptcy Lawyer Ther...

If you think that filing for bankruptcy means that there is absolutely nothing left for you to do, think again. The truth is that you still have some options available to you even after you have filed for chapter 7 or chapter 13. The truth is that you can keep your home and pay off some debts. A reliable Galewski Law Group, P.A bankruptcy lawyer can help you determine whether this is indeed the best option for you. Among the most important advantages of filing for chapter 13 is the temporary restraining order. Read More: Chapter 13 Bankruptcy Lawyer Tampa, FL This comes into effect once you file for chapter seven and lasts as long as the bankruptcy stays to carry out. This ensures that creditors cannot contact you and draw up any contact with your assets. However, this can easily be lifted if you prove that you cannot afford to pay off debts in full. A chapter seven plan allows you to list all your assets and liabilities and work out a distribution of funds. Once this is done creditors...

Persons who’re in deep financial problems and can’t repay their debts regularly declare bankruptcy to get relief. Sadly, people focus too much on the disadvantages of declaring bankruptcy that they only register for bankruptcy when they’re stuck economically and can’t afford to pay their very own expenses. Many fear that declaring bankruptcy will make it hard for them to lease a house or apartment. Some resolve this by moving to a different lease before filing for bankruptcy . It’s true that filing may affect your capability to lease, but landlords do not just deny you just because you filed for bankruptcy. Why Landlords Manage Tenant Credit History? The reason why landlords run your credit history is to discover how you manage money. If they see signs of fiscal mismanagement like many foreclosures, late payments, repossessions and so forth, they might reject you. Landlords know that individuals who declare bankruptcy do so due to a number of numerous reasons, no...