Galewski Law Group,P.A.

When a couple is going through a divorce, they typically want it as soon as possible.  Florida divorce attorneys are on a standard basis asked how long the divorce procedure takes. Sadly, there's no definitive answer. Every case is distinctive and presents distinct challenges and situations. Just how long a divorce will take depends upon a lot of factors. A couple of the primary factors are whether the divorce is contested or uncontested, and complex certain issues are, such as division of land. Ordinarily, most divorce cases take between 3 months and 2 decades.  Uncontested Divorces Uncontested divorces are the least complex and easiest of all divorce cases. In an uncontested divorce, both parties agree on each and every facet of the divorce. Nevertheless, they need to agree on all terms. In case the two parties have a dispute on even one of the terms in the divorce, like kid custody, it becomes a contested divorce. In an uncontested divorce, both sides are

Once you declare Chapter 7 bankruptcy, you get a clean slate to start over. If you file a Chapter 13 bankruptcy , you get the chance reorganize your debt and slowly settle your creditors. But, it may be simple to fall back on debt. Statistics show that between 8% and 16 percent of all bankruptcies filed are repeat figures. Even though no one wants to declare bankruptcy, it might appear that filing a second bankruptcy may happen all too frequently. How often can I File Bankruptcy? There are limitations to how frequently debt can be released by bankruptcy. Time is determined based on the filing date of your previous bankruptcy. Chapter 7 bankruptcy followed by another Chapter 7: Eight years. Chapter 13 bankruptcy followed by another Chapter 13: 2 years. Chapter 13 bankruptcy followed by a Chapter 7Six years, but sooner if you paid off your unsecured creditors in full, or at least 70% of the claims and your plan has been made in good faith. Chapter

Dealing with Student Loans in Bankruptcy just got Easier Fast forward to August 1, 2019 (the real date of the Bankruptcy Court’s Program), and it appears as though that landscape has changed. Beginning on August 1st, the Bankruptcy Court is applying a process for a  Student Loan Modification Program  (SLM Program) (Administrative Order FLMB-2019-1).  For those who have no idea or who are unaware, the USA Bankruptcy Court for the Middle District of Florida (the “Bankruptcy Court”) has an efficacious history of applying programs of this kind.  The Bankruptcy Court’s (“MMM Program”) Mortgage Modification Mediation program was one of the first in the country.  The MMM Program has been adopted by many bankruptcy courts across the country. The SLM Program seems to utilize the most effective feature of the MMM Program, i.e. the parties are prerequisites to communicate by a portal system in good faith.  The portal System is used by the Bankruptcy Court to eradicate the “we neve

Once you attended the meeting of the creditors, your trustee might have asked you to alter your  Chapter 13 bankruptcy  repayment plan. Typically, adjustments are needed in the event the trustee doesn’t think you’re being fair to your creditors by giving them more from your disposable income. A  bankruptcy attorney  may help you with your plan. Filing a Modified Plan You may file your altered plan at any moment before the confirmation hearing. The new plan has to be filed with the  bankruptcy court  clerk, a copy to the trustee, along with all your creditors. Common Reasons to Alter Your Plan Are: • To correct mistakes • To add overlooked debts and creditors • To reflect changes like a brand new job, job loss or inheritance • To respond to creditors’ objections Whenever you alter your plan, the note should describe your proposed adjustments and establish each creditor which will be impacted by your new pl